An Extra Hour of Sleep… An Extra Hour to Organize
Every year, Daylight Savings Time sparks debate and frustration. But there’s one thing we think everyone can agree on – an extra hour of sleep is always welcome! ‘The words “Fall Back” are sweet music to the ears of many sleepy people looking forward to the extra hour of sleep that comes with the fall time change. But Daylight Savings Time can also be a reminder to home and automobile owners to patch up any holes or leaks before colder weather approaches.
Now that you’ve moved your clock back one hour, here’s a quick maintenance checklist before the Michigan winter arrives.
1. Clean your chimney
Planning on having a fire during the cold weather? Make sure your chimney is cleaned first. A buildup of creosote, found in every chimney, can lead to a fire that you didn’t plan.
2. Roofing Regulations
Now is a perfect time get your roof cleared of damaged shingles and bothersome branches.
3. Good Gutters
Fall means leaves, which means a clogged gutter. Get your gutter cleaned and discourage unwanted pests from making their home inside. Plus, prevent roof damage that can occur due to overflowing gutters.
4. Protect against the upcoming freeze
Wrap your faucets!
5. Insulate on the cheap
Insulation strips can be bought cheap at any hardware store, and are a great way to lower your heating bill. Scope out any cracks that lead outside, especially through windows or at the bottom of your front and back door, and insulate before the snow piles up.
6. Water heater and furnace check
These are two things you absolutely do not want to fail you when you need them most, during the bitter winter. Get them checked out before it’s too late.
How do you prepare for winter weather in Michigan? Comment below with your favorite fall to-do’s.
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Fall is one of the most beautiful times of year in Michigan. Leaves are changing to magnificent colors, complex and savory vegetables are in season, and the crisp air revitalizes your senses. During such an invigorating time of the year, it can be easy to forget the road hazards that come with the season. As the summer shifts to autumn, be sure to remember these safety tips to help reduce your driving risks and enjoy a safe fall.
Here in Michigan, we know fall by another name – “Construction Season.” Be sure to slow down and watch out for workers near the road. Consider checking out
Smoking is a nasty, hazardous habit. Doctors know it. Advertisers know it. Even you know it. You’ve probably been told time and time again about the many studies that have been conducted which concluded that the chemicals in cigarettes can cause or contribute to severe illnesses such as lung disease, stroke, various forms of cancer, and more. This is all old news already. But here’s some news that may actually be new to you. Smoking can send the cost of your life insurance premium skyrocketing.
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“If I’m Single and Without Children, I Don’t Need Coverage”
We all love our furry friends. And while we wouldn’t dream of leaving them behind when we move, our pets can make getting a new apartment or rental much more complicated. Paying extra fees and pet rent can add up quickly. And let’s face it, there are reasons for those fees. Between hair, “accidents”, curiosity, and cooped up energy, our dogs can get into some sticky situations – and cause some major damage. How can you avoid losing your deposit without sacrificing your furry family?
College is expensive enough without the added cost of unexpected accidents or theft, and it’s stressful enough without the extra worry of whether they are covered by your insurance policy. If you have a student heading away to school, below are a few tips to help you get the most out of your coverage.
Now that summer is winding down and the crisp months of Michigan autumn are fast approaching, it’s a good time to do a seasonal check-up on your vehicle. Fall brings inclement weather and is quickly followed by the hazardous months of winter, so we’ve put together these simple DIY tricks to help you get ready for driving in the last part of the year.
Tornadoes are a way of life for families living in tornado alley, but here in Michigan, it’s easy to feel unprepared for these natural disasters since we only experience a few tornadoes per year. But remember, although they are more common in the Great Plains, a tornado can occur almost anywhere. To protect your home and family from tornadoes, educate yourself on the warning signs and when to take cover.
























