Michigan State demands that all operators of motorcycles have minimum liability insurance. At Alliance Financial & Insurance in Grand Rapids, MI, we offer quotes for motorcycle insurance and other policies. Motorcycle insurance covers your motorcycle from the risks on the road. There are various types of insurance for motorcycles including;
This coverage offers protection to motorcycle owners in case they are found responsible for property damage or bodily injury of another person as a result of a motorcycle accident.
This is the highest level of motorcycle insurance. It covers you in case of accidents with your motorcycle. Even if the accident was your fault, it compensates you for damages on your motorcycle. It also covers damages to third parties’ and their vehicles. It also covers fire and theft. If the accident was not your fault, it may cover medical expenses.
Motorcycle owners that carry a passenger at the back need pillion cover. Since passengers are not considered third parties, it may be difficult to get them covered without this policy. It is actually a legal requirement.
This is an additional cover that offers financial assistance for motorcycle owners if they or he passengers they are carrying get badly injured or disabled. In case of death, it pays out the family of an insured motorcycle. It, however, does not cover self-inflicted injuries or injuries resulting from carelessness such as riding under the influence of drugs.
This policy only covers damage to other people’s properties and injuries sustained by other people. It also covers loss or damage of the motorcycle as a result of fire or theft.
Alliance Financial &Insurance Agency is an independent firm. We are committed to our clients in Grand Rapids, MI and we help them find the insurance covers in Michigan that best suit them. You can visit our offices to find a quote or find auto and home insurance quotes on our online rating tool.
I was nervous since our old agent had left the company but wasn’t informed. But once I got ahold of the agency, Sean built my confidence back in the agency. He has made the process very easy when making changes and most recent when we bought a new home and needed insureance. He ran the coverages with multiple carriers and got us the same coverages at s better rate! Thank you, Sean Pullen, for being quick to answer questions and making the process so easy!
Excellent experience! Sean was VERY responsive and answered all of my questions to my satisfaction. I was very impressed by the whole experience and will highly recommend your organization in the future. Thanks! Ben Cok
The process was very simple and Christian did a fantastic job. I've already referred a friend to AF&I. I appreciate what the company stands for and the involvement in the community.