Michigan State requires that all drivers have liability insurance coverage if they want to drive on public roads. It demands bodily injury and property damage liability covers. Additional covers are advised.
Since Michigan is a no-fault state, you will be obliged to cover any loss or repairs to other people’s property. Liability coverage in an auto insurance helps to cushion you from such incidences.
In case of an accident, it is likely that other people will be hurt or their property will be damaged. This cover helps to pay them for their expenses. If you damage their car or property, property damage liability pays for repairs. If you injure them, bodily injury liability cover helps to pay for medical fees. The insurer only makes payments up to the limit of your cover. The cover does not pay for damages to your own car and your own medical expenses.
This cover pays for repairs or replacement costs of covered cars in case of collision with other cars.
After an accident, you may need to get medical help. This insurance cover helps to pay for the medical fees if the accident was caused by a covered peril. It does not matter whether or not you were at fault.
This type of cover offers extra protection after purchasing a liability insurance cover in Grand Rapids, MI. It pays for damages that result from anything expect a collision. It could include anything including; vandalism, fire damage, damage from natural disasters, car theft and even hitting a deer. There are policies that pay you the cash value of your vehicle while others pay replacement costs.
You may not be able to drive your car after it has been involved in an accident. Rental reimbursement insurance helps to pay for the costs of getting a rental car while your car is in repair. It may sometimes apply to public transport.
Alliance Financial & Insurance offers quotes for auto insurance and other insurance covers in Grand Rapids, MI. Visit our offices to find a quote. You can find one for home or auto insurance on our online rating tool.
I was nervous since our old agent had left the company but wasn’t informed. But once I got ahold of the agency, Sean built my confidence back in the agency. He has made the process very easy when making changes and most recent when we bought a new home and needed insureance. He ran the coverages with multiple carriers and got us the same coverages at s better rate! Thank you, Sean Pullen, for being quick to answer questions and making the process so easy!
Excellent experience! Sean was VERY responsive and answered all of my questions to my satisfaction. I was very impressed by the whole experience and will highly recommend your organization in the future. Thanks! Ben Cok
The process was very simple and Christian did a fantastic job. I've already referred a friend to AF&I. I appreciate what the company stands for and the involvement in the community.