Whether it’s for the holiday weekend or just another gorgeous day in Michigan, nothing says summer like the smell of grilling wafting through the neighborhood. It’s one of our favorite parts of summer and a great way to gather the family together to savor the long, hot days. Unfortunately, when folks gather around the grill this summer, risk factors also increase.
According to the National Fire Protection Association, US Fire Departments respond to over 8,200 home fires involving some sort of outdoor grill per year. These 8,200 fires have caused 15 deaths, 120 injuries and $75 million in property damage.
But this doesn’t mean you have to throw water on the coals just yet. You can stay safe and still enjoy your delicious food by following just a few safety tips.
- Never grill inside. Besides the obvious fire hazard, grilling inside your trailer, tent, house, garage, or any enclosed area can result in an accumulation of carbon monoxide – possibly enough to be deadly. The safest place to set up your grill will be a well-ventilated area on a flat surface, outdoors and away from buildings and others.
- Any utensils (forks, tongs, etc.) should have long handles and you should use flame retardant mitts to avoid burns and splatters.

- If a grease fire occurs, don’t panic, and never throw water on a grease fire! Use baking soda to control a grease fire. You should also have a fire extinguisher handy to be sure flames do not get out of control. A bucket of sand can be used as a substitute if you don’t have a working extinguisher. Remember to use the sand or baking soda first, and then you can apply water from a nearby hose if needed.
- Never leave a grill unattended once it’s lit.
- Don’t allow children to play near the grill when in use or immediately following its use. The grill will remain very hot to the touch for up to an hour or more once it’s been extinguished.
- Never attempt to move a hot grill. It’s easy to stumble or drop it and serious burn yourself or someone helping you.
Whether you’re grilling for an outdoor party or just tonight’s dinner, employing safe grilling habits is the hallmark of any true pit master.

We all love our furry friends. And while we wouldn’t dream of leaving them behind when we move, our pets can make getting a new apartment or rental much more complicated. Paying extra fees and pet rent can add up quickly. And let’s face it, there are reasons for those fees. Between hair, “accidents”, curiosity, and cooped up energy, our dogs can get into some sticky situations – and cause some major damage. How can you avoid losing your deposit without sacrificing your furry family?
College is expensive enough without the added cost of unexpected accidents or theft, and it’s stressful enough without the extra worry of whether they are covered by your insurance policy. If you have a student heading away to school, below are a few tips to help you get the most out of your coverage.
Tornadoes are a way of life for families living in tornado alley, but here in Michigan, it’s easy to feel unprepared for these natural disasters since we only experience a few tornadoes per year. But remember, although they are more common in the Great Plains, a tornado can occur almost anywhere. To protect your home and family from tornadoes, educate yourself on the warning signs and when to take cover.

This time of year, our homes are our havens from the cold world outside; but sometimes, if we aren’t properly prepared, the chill of winter can intrude. Following these 5 simple tips can help protect your home during the cold months, give you peace of mind when wintry weather strikes, and even save you money and reduce potential home insurance claims.


Keep in mind, an over-stimulated, nerve-rattled dog may not take well to kids pulling tails and fur. Even the best behaved family dogs have a limit. Adults should always supervise children around pets to monitor the safety of both the pet and the child. If a dog appears to be annoyed, call it into an empty room for a break from the holiday excitement.
























