If there is one thing about pests in Grand Rapids, MI and elsewhere, they seem to go hand in hand with poor hygiene. That’s because poor cleanliness provides ample food sources for pests. Worse, pests don’t respect boundaries such as fence and property lines between homes. So, if a neighbor next door has bad manners and cleanliness, more than likely some of his pests are going to show up in adjacent homes as well eventually.
According to Alliance Financial and Insurance, the first step is prevention. Homeowners trying to keep their homes clean of pests need to be active in making it hard for pests to settle in. That means using perimeter defenses, regularly spraying, putting out traps even if there are no visible pests, and being extra clean with garbage containment and property. Pests go where there is an easy meal, so if you direct the traffic elsewhere, all the better for you.
The second step is to try and convince your neighbor it makes sense to be cleaner on their side of the property. Maybe his garbage cans can be moved to the other side of the house. You can politely note the smell is noticeable and you would appreciate it if they relocated the trash cans. Some neighbors will be cooperative and do so, essentially moving the food source for pests away from your home.
If there is no cooperation possible and the pests keep appearing, unfortunately, most home insurance policies in Grand Rapids, MI won’t cover the matter. Pests are considered a homeowner’s responsibility and not necessarily a damage problem (except for termites who directly affect the structure of a home). So your chemical and negotiation skills are going to be your primary tools. As for termites and other structural problems, Alliance Financial and Insurance can help define key policy terms to protect your home with a homeowner’s insurance plan. Their experience is invaluable when acquiring a reliable policy for your home and getting the pests outside where they belong. Contact our offices to speak with an agent and get a quote.