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Alliance Financial & Insurance

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Lowell, MI 49331

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Michigan commercial insurance coverage

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Commercial Insurance in Michigan

All businesses need commercial insurance for protection against interruption of business, employee injury, theft and other unexpected circumstances. The type of commercial insurance you choose depends on the kind of business you operate. The following are the common types of insurance covers.

Product Liability Insurance

This cover protects against claims of bodily injury or damage to property caused by the products of a company. It is suitable for manufacturers, designers, and suppliers in Michigan. Even if you design your products carefully, there is always a possibility of accidents.

Plant And Machinery Insurance

Some businesses cannot function without certain machinery and plants. They include; cranes, forklifts, concrete mixers and generators. You can get covers for owned or hired plants and machinery. The covers protect you against damage or theft.

Stock Insurance

This insurance cover protects a business from damage or loss of stock. The business is paid in cash to replace whatever they have lost. The cash paid is based on what the original stock was worth.

Business Buildings Insurance

This insurance cover is one of the most covers for commercial insurance. It covers damages on your business building as a result of fire, vandalism and other unforeseen risks. Business building and contents insurance covers structures and whatever is in them.

Business Interruption Insurance

If the activities of a business are interrupted, it can run into huge losses. Business interruption insurance helps businesses get through such times. It covers loss of income that comes with business interruption brought about by unforeseen risks such as fires or floods.

Tools And Equipment Insurance

Most businesses work with hand tools or power tools and equipment. The loss or damage of tools and equipment can cripple the activities of a business. Tools and equipment insurance covers businesses from theft or damage of their tools and equipment.

At Alliance Financial & Insurance Agency, we offer Michigan policies for commercial and other insurance quotes in Grand Rapids, MI and the surrounding areas.

Visit us in Grand Rapids, MI or use our online rating tool for home and auto insurance quotes.

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