{"id":580,"date":"2019-04-22T12:39:31","date_gmt":"2019-04-22T18:39:31","guid":{"rendered":"https:\/\/www.allins.com\/blog\/?p=580"},"modified":"2019-04-22T12:39:32","modified_gmt":"2019-04-22T18:39:32","slug":"spring-taking-us-by-storm","status":"publish","type":"post","link":"https:\/\/www.allins.com\/blog\/spring-taking-us-by-storm\/","title":{"rendered":"Spring, taking us by Storm"},"content":{"rendered":"\n

April showers bring May flowers, right? Maybe not in\nMichigan because it still snows half of the time! Regardless of whether we have\nsnow or flowers, the storms will come. The thunder, lightning and wind are\ngoing to \u201crain\u201d down on us again! If we know that every Spring, the storms are\non their way then we should prepare for them as best as we can in order to\navoid any unfortunate events. <\/p>\n\n\n\n

How to prep your home and yard for storm season:<\/strong> Make sure you\u2019re completely ready for the\npowerful rain and the wind gusts of lake effect storms! Make sure your roof is\nup to date and that none of the shingles are curling at all. Loosing shingles\nin a storm is messy to clean and hard to replace. Keeping an updated, quality\nroof over your head is going to be key if you\u2019re living in Michigan! Also, make\nsure any large or leaning trees are removed if they\u2019re even remotely close to\nyour home or any outbuildings. Getting these removed ahead of time will cost\nabout the same as it would to remove them but without the stress or damage that\nthey would cause if they came crashing down. For further help on how to prepare\nfor storms and wind, check out this guide! <\/p>\n\n\n\n

https:\/\/www.newjerseyrealestatenetwork.com\/home-high-winds-preparation\/<\/a><\/p>\n\n\n\n

What to do when a storm starts getting out of hand:<\/strong> Make sure you have an EAP (Emergency Action Plan)\nfor your household. Whether it\u2019s simply going down to the basement or\ndesignating jobs to people to ensure that everything is okay, it\u2019s always best\nto have a predetermined plan in the event of an emergency. <\/p>\n\n\n\n

What to do if damage occurs:<\/strong> If you think that you have a potential claim on\nyour hands then call your insurance agent. Give them as much info as you can\nand make sure you\u2019re able to describe damages. You should have an idea as too\nhow much the fix should cost and also how much your deductible is. Filing\nclaims on your home is risky business so it\u2019s best to stay well informed. A\nclaim has to be sudden and accidental, so keep that in mind when assessing the\ndamage. If there\u2019s a ton of damage and it seems to be urgent then it\u2019d be best\nfor you to call your agent asap. If your agent isn\u2019t available then call the\ncompany directly so you can get everything taken care of, make sure you still\nreport it to your agent as the earliest convenience. You\u2019ll want to take lots\nof photos of the damage no matter what. If it\u2019s damage that doesn\u2019t need\nimmediate attention then it\u2019s best for you to have an estimate done so you can\nbetter determine if you\u2019d like to file a claim or not. <\/p>\n\n\n\n

What does it mean to file a claim on your Home Insurance: <\/strong>When determining whether or not you\u2019d like to file a claim on your home, first find out the cost of the damage. You\u2019ll need to subtract your deductible from that total amount and then decide if that\u2019s an amount that you\u2019re able to pay to fix or if you\u2019re going to need some help from your insurance company. Home claims are okay if it\u2019s only 1 or 2 within a 3 year time span but any more claims could cause your home insurance to drastically increase and\/or nonrenewal from your company. So it\u2019s important to be cautious and informed when filing a home claim. <\/p>\n\n\n\n

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April showers bring May flowers, right? Maybe not in Michigan because it still snows half of the time! Regardless of whether we have snow or flowers, the storms will come. The thunder, lightning and wind are going to \u201crain\u201d down on us again! If we know that every Spring, the storms are on their way […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4,6,13,1,5,15,2],"tags":[60,18,59,57,62,33,61,58],"class_list":["post-580","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","category-community-involvement","category-fire-safety","category-home-insurance","category-michigan-weather","category-safety","category-safety-tips","tag-april-showers","tag-claims","tag-grand-rapids","tag-michigan","tag-restoration","tag-safety","tag-spring","tag-storms"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/posts\/580","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/comments?post=580"}],"version-history":[{"count":1,"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/posts\/580\/revisions"}],"predecessor-version":[{"id":582,"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/posts\/580\/revisions\/582"}],"wp:attachment":[{"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/media?parent=580"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/categories?post=580"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.allins.com\/blog\/wp-json\/wp\/v2\/tags?post=580"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}